Hamilton The ABCs Of RRSPs

By Don Reed

(NC)- Saving for your retirement does not need to be complicated. Keep it simple by following the ABCs of RRSPs:


  • Start thinking about your retirement.
  • Remember it's never too late to start contributing to your RRSP.
  • If you don't have an investment advisor, get one. Find out how online at www.franklintempleton.ca.


  • Develop a retirement plan with your advisor and stick to it.
  • Determine your RRSP contribution room to maximize your savings potential and reduce your personal income tax.
  • Diversify your portfolio by asset class, geographical region, investment style and market capitalization.

Carry out:

  • Ignore short term market volatility and think long term. Do not lose sight of your financial goals.
  • Meet annually with your advisor to review your RRSP.

- News Canada

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